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Mobile Curriculum Builds Students’ Financial Literacy

A leader in the financial industry and a workplace readiness group are joining forces to help prepare students for the rigors of the modern workplace.

Capital One and Junior Achievement, the world’s largest organization dedicated to educating students about workforce readiness, entrepreneurship and financial literacy, have partnered to create the Capital One/Junior Achievement Financial Park. The park is a mobile curriculum and accompanying facility. The experience begins in the classroom with a four-week curriculum covering a range of financial topics including saving and investing, taxes and salary, personal budgeting and career goals. The in-class curriculum culminates in a day-long, on-site, budgeting simulation held at Capital One/Junior Achievement Finance Park.

During the one-day simulation, each student becomes “an adult for the day” and is assigned a fictional life situation so he or she can experience firsthand the real-life challenges of making personal budgeting decisions. After calculating their Net Monthly Income for the fictional salary they’ve received, and while mentored by adult volunteers, students visit 19 business kiosks that represent a different budget category such as housing, transportation, health insurance, groceries or utilities. Through this interactive process, students connect what they learn in the classroom to the real world, and better understand the relationship between income and lifestyle.

A mobile unit can serve up to 150 students per day, and units currently operate throughout the year in selected areas of Texas, Louisiana, Virginia, New Jersey and New York.



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