Grade Level: Grades 3-5
Subject: Math
Duration: 60 Minutes
By the end of this lesson, students will:
Recognize when borrowing (regrouping) is necessary in subtraction problems.
Apply a step-by-step borrowing strategy to subtract across zeros.
Solve subtraction problems with confidence and explain their reasoning.
Whiteboard or chalkboard
Markers or chalk
Number line (drawn on the board or visualized)
Student notebooks
Optional: A simple superhero mask or cape (to introduce "Zero Hero" in a fun way)
Do:
Draw a superhero figure on the board and label it "Zero Hero."
(Optional: If you have a simple mask or cape, put it on for a fun introduction.)
Say in an excited tone: "Zero Hero is here to help us defeat tricky subtraction problems! Today, we're going to learn how to subtract even when the numbers seem impossible at first!"
Write a subtraction problem with zeros on the board: 400 - 236
Ask: "Why is this problem tricky? What happens when we try to subtract 6 from 0?"
Write down student responses and guide them toward the idea that we need to borrow (regroup) when subtracting across zeros.
Say: "Zeros can be tricky when subtracting, but with the Zero Hero strategy, we can break the problem into smaller, easy-to-solve steps!"
Say: "Let’s work through this problem step by step using our Zero Hero strategy!"
Do: Model the step-by-step borrowing process on the board using 400 - 236:
Start with the ones place (0 - 6) → Oops! We can’t subtract 6 from 0.
Look at the tens place (0 - 3) → Still another 0! We need to borrow.
Go to the hundreds place (4 becomes 3, and we give 1 to the tens place, making it 10).
Now the tens place shares with the ones place (10 becomes 9, and the ones place becomes 10).
Now subtract as normal:
10 - 6 = 4
9 - 3 = 6
3 - 2 = 1
Final answer: 164
Ask: "Does borrowing change the total value of the number? Why or why not?" (Guide students to see that the total stays the same—we are just redistributing the value.)
Do: Solve another example as a class: 700 - 285
Call on different students to explain each step as you go.
Reinforce that when borrowing, we must "break down" the larger number in a way that makes subtraction possible.
Do: Write three subtraction problems on the board:
500 - 263
800 - 479
900 - 354
Say: "Now, let’s work together to solve these! Turn to a partner, and with your 'Zero Hero' powers, explain each step as you go."
Encourage students to verbalize each step as they solve the problem.
Walk around the room, listening to discussions and clarifying misunderstandings.
If students struggle, guide them by asking:
"Where do we need to borrow from first?"
"What happens when we borrow from a zero?"
Do: Once pairs have finished, call on volunteers to explain how they solved each problem. Write their steps on the board and correct any misconceptions.
Do: Write two new subtraction problems on the board and have students solve them independently in their notebooks.
Example problems:
600 - 347
900 - 278
Say: "Now, it’s time for you to show your Zero Hero skills! Work through these problems on your own, step by step."
As students work, walk around the classroom and check their progress.
Encourage them to write out each step to reinforce their understanding.
If students finish early, challenge them with a real-world word problem, such as:
"A bakery had 700 cupcakes. They sold 465. How many are left?"
Do: Ask students to turn and talk with a partner:
"What was the most important step in borrowing across zeros?"
"How does the Zero Hero strategy help you solve tricky problems?"
Say:
"Subtracting across zeros may seem tricky at first, but with the Zero Hero strategy, we can break it down into smaller, easier steps! Keep practicing, and soon, you’ll be subtraction superheroes!"
Do: If there is extra time, play a quick "Zero Hero Lightning Round" game.
Divide students into two teams.
Write a subtraction problem with zeros on the board.
The first team to correctly explain and solve the problem wins a point.
Continue with new problems until time runs out.
Written by Rachel Jones
Education World Contributor
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